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Friday, January 20, 2012

ICICI netbanking OTP solution


Most of the people are facing OTP issues using ICICI netbanking while travelling outside India. When people are travelling outside India, in most of the cases they are unable to receive OTP on their mobile registered in India (as mobile is not reachable, CDMA etc.). In this case there are no other options to receive OTP as ICICI do not send OTP on registered mail address for Indian resident person.

I have found a solution for this problem which is not a good option but can be used if it is very urgent for someone to access ICICI netbanking.
In general, ICICI netbanking allow you to access your account without OTP on a machine if you have accessed your account on that machine once. Once you have accessed your account, it will not ask you for OTP in future.
But when we travel outside India, the IP address of your machine changes due to which your machine is not recognized and you are unable to access your account.

Now Try below....

1) Make sure you are on right PC/Laptop (I recommend you to do this on your personal machine) on which you want to enable netbanking without OTP.
2) Go to https://www.irctc.co.in/.
3) Login to site (create a login if require).
4) Book a railway ticket and make the payment by ICICI net banking. (You can cancel your booked ticket later if not required and it will charge you very less)

While booking railway tickets, it will not ask you for OTP while.

Once you are done with ticket booking try to logon to you ICICI netbanking, enter credentials, and hurrah!!! NO OTP this time!!!!!

Isn't it AWSOME?